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Christmas Is Risky Business, Even For Santa Claus

December 21, 2017 Insurance No Comments Email Email

Right now, we know that Santa and his elves are preparing for the year’s biggest day of cheer, but what would happen if his sled broke down, ate off milk and cookies and ended up in hospital, or got stuck in a chimney? Allianz Global Assistance has taken up the challenge of predicting what it would cost Mr Claus this Christmas, if he were to experience some mishaps this festive season.

Medical Assistance

Some of the biggest costs to travelers are due to high medical costs in foreign countries:

Incident Details Cost
Slipping on ice and breaking his leg Costs while in hospital for treatment $11,180.42
Consumption of too much off milk and out of date cookies Hospital visit for a full stomach pump and recovery $5,295.96
Santa has fallen too quickly down the chimney and has broken his arm Costs for treating a broken arm $6,954.50

Roadside Assistance

Incident Details Cost
Santa’s sleigh is irreparable while it breaks down in Sydney Cost from gotU to tow a broken vehicle back to the closest repairer in Sydney $99

Criminal Activity

Incident Details Cost
Rudolf has had his bridle and harness stolen Replacement costs for Rudolf’s bridle and harness $394.39
Santa has lost some presents Replacement costs for Christmas presents $608.80

And if any precious gifts were to fall overboard or be stolen by the Grinch, the team would try their very hardest to replace the lost belongings on Santa’s behalf, to the child’s delight.

Brad Smith, Chief Sales Officer at Allianz Worldwide Partners says, “While the illustration we’ve shared is certainly tongue-in-cheek, the message we want to get across to people travelling this festive season is still the same.”

“Christmas is a perilous time for holiday makers with increased numbers travelling on the roads and through airports, resulting in gifts going missing, bags lost, flight delays and generally more to worry about than usual.”

“On top of this people tend to let their guard down as it is typically a time to relax, however it is important that travellers remain vigilant to ensure they are protected. With 3,330 claims received last year, our local team want to ensure that the number of claims during this festive period does not increase any further.” 

“If you’re planning to travel this Christmas, take a page from Santa’s experience and protect yourself against the unexpected.”

Figures are from the full Allianz Global Assistance travel insurance portfolio and are based on average paid claims data for Australian travellers overseas between 2013-2016. References are to Australian dollars.

Data sourced is cost of towing from gotU pricing as at 15 December 2017.

Figures are from the full Allianz Global Assistance travel insurance portfolio and are based on average paid ‘theft’ and ‘luggage and personal effects’ claims data for Australian travellers overseas between 2013-2016. References are to Australian dollars.

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