Shopping at seasonal sales can be a lot of fun! A deluge of colors, sounds and smells entice us to head onto the high-street and into shopping malls. However, with so much to choose from, in-store shopping can be quite exhausting…
Online shopping is convenient – while the bargains are there and the selection is mind-boggling, it offers you delivery right to your doorstep. In spite of the convenience offered by online shopping, safety and security remain top concerns for consumers. According to the Mastercard Safety and Security Index released last year, more than a quarter of Hong Kong consumers are most concerned about online identity theft in relation to data breaches.
Here are eight steps for staying safe online. Follow these basic guidelines and you can start checking off items on your holiday shopping list with confidence this weekend!
Step 1: Always use the most updated version of any browser – you will be taking advantage of the latest security features that help protect you from viruses and malware.
Step 2: If you are shopping on your phone or storing any sensitive information, use mobile anti-virus protection – it will scan apps for viruses and spy-ware helping your data stay protected.
Step 3: Use a Digital Wallet such as Masterpass and help protect your card details from wandering eyes.
Step 4: Before paying online, check for a phone number or an address for the vendor – having someone you can contact is reassuring just in case there are any problems with your order.
Step 5: Always use a secure connection and look out for the lock icon in your browser before buying.
Step 6: Make sure your online passwords are strong to help prevent password theft and misuse.
Step 7: Save a copy of your orders and keep it until you receive your product.
Step 8: Keep track of your purchases by regularly checking bank statements after shopping.