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Thailand acts with online travel insurance scheme

July 25, 2014 Destination Thailand, Headline News No Comments Email Email

egtmedia59In a move certain to be welcomed by tour operators and travellers alike, the Tourism Authority of Thailand (TAT) has set up an online insurance coverage scheme to be called the “Thailand Travel Shield”, effective from today.

TAT will run it in cooperation with four reputed Thai insurance companies, Muang Thai Insurance, Chao Phaya Insurance, Siam City Insurance, and Krungthai Panich Insurance. All are reputable, publicly listed companies.

Effective today, July 25, 2014, visitors will be able to buy the insurance coverage online for a broad range of unforeseen events ranging from accidents, trip cancellation, loss or damage of baggage / personal belongings, emergency hotel accommodation, etc.

These travel insurance policies provide instant coverage up to the value of 1,000,000 Baht for the packages starting at 650 Baht, and up to the value of 2,000,000 Baht for the packages starting at 1,100 Baht. The period of coverage ranges up to 60 days, but it can also cover visitors making annual trips to Thailand.

The launch of the scheme comes after Thai hoteliers said that perceived problems in insurance coverage were hampering tourism to Thailand following the military coup of over a month ago.

The scheme will be publicised worldwide by TAT through its international offices, as well as marketed online through website:



TAT Governor Thawatchai Arunyik said, “TAT has initiated the creation of an alternative insurance scheme that could be offered by Thai companies. We are now happy to report that such a scheme has now been set in place. This is to ensure that travellers enjoy their visit to thekingdom with great peace of mind, knowing that should anything go wrong, they’ll be covered.”

In addition, everyone purchasing this insurance can take advantage of the 24-hour emergency assistance offered by the well-known Allianz Global Assistance.

The Medical and Travel Assistance Services will allow visitors to get pre-trip information; such as, inoculation, weather, exchange rates, telephone medical advice, medical service provider referral, assistance in case of loss of luggage/passport assistance, and embassy referral.

Visitors availing of the scheme are also advised to read the fine print to see what is excluded from the coverage; such as, accidents while under the influence of alcohol, indulging in extreme sports, motorcycle riding, getting involved in public brawls, etc.

Premium Table

 Period of Insurance Premium (Baht)
Plan 1 Plan 2
1-7 days 650 1,100
8-14 days 1,000 1,750
15-30 days 1,400 2,850
31-60 days 1,750 3,150
Annual Trip 6,900 12,000

The above premium includes VAT and stamp duty.

Coverage Table

Coverage per Trip Sum Insured (Baht)
Plan 1 Plan 2
1. Loss of life, dismemberment (hand, foot), loss of sight or total permanent disability during the trip from accident Maximum 1,000,000 Maximum 2,000,000
2. Medical expenses from accident and sickness. Actual cost but not exceeding 1,000,000 Actual cost but not exceeding 2,000,000
3. Trip cancellation Actual cost but not exceeding 15,000 Actual cost but not exceeding 30,000
4. Trip curtailment Actual cost but not exceeding 15,000 Actual cost but not exceeding 30,000
5. Hijacking (2,000 Baht for each 12 hours) Maximum 20,000 Maximum 40,000
6. Travel delay (more  than 6 hours) 3,000 per day maximum 12,000 6,000 per day maximum 18,000
7. Loss or damage of baggage and personal belongings Actual cost but not exceeding 12,500 Actual cost but not exceeding 25,000
8.Baggage delay Actual cost but not exceeding  7,500 Actual cost but not exceeding 15,000
9.Personal liability Actual cost but not exceeding 750,000 Actual cost but not exceeding 1,500,000
10.Travel assistance service* Maximum 10,000,000 Maximum 10,000,000

*Emergency medical evacuation/repatriation and/or repatriation of mortal remains

Download the news as PDF file, please click here.

Edited by Peter Needham

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