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Three Reasons Why Aussies Need Domestic Travel Insurance This Holiday Season

December 18, 2015 Insurance No Comments Email Email

Domestic travel within Australia is on the rise, with many Aussies opting to explore their home soil, instead of travelling overseas. In the last financial year alone, Australians had over 83 million overnight domestic trips[1]. many Australians don’t realise, however, is that they can be covered by travel insurance when travelling domestically, and this could potentially save them a lot of money in the event of something going wrong.

Mr Jonathan Etkind, Commercial Manager of InsureandGo states, “When planning their next holidays, we urge all Australians to consider taking out a domestic policy for themselves or their family. When travelling within Australia, Aussies will have some coverage for medical expenses (by either Medicare or private health insurance) but there are other things that can go wrong such as cancellation or lost baggage. By taking out a domestic travel insurance policy, can ensure they are covered for a number of scenarios.”

InsureandGo have provided three reasons, why all Aussies should consider taking out a domestic policy before they depart this holiday season:

Scenario 1: Cancellations – For a family of four that has booked their dream holiday interstate for a week, it can cost a lot to cancel a trip. The costs for cancelling flights, accommodation, car rental and any other activities can quickly add up for travellers without a domestic policy. For around $70[2] for a family of four, a domestic policy will assist families who have to cancel their trip to claim back some (or all) of the funds they have lost due to cancellations for unexpected reasons such as redundancy, death or illness[3].

Scenario 2: Bags don’t arrive at the airport – For the unlucky passenger who is waiting at the carousel for their bag to arrive, which is filled with Christmas gifts for the family, this can be an extremely frustrating (but common) situation. Sometimes the luggage does not turn up, or the airline advises that it may be a few days before it arrives. Although this is not an ideal situation for the travelling passenger, the right domestic travel insurance can ensure a passenger’s baggage and belongings are covered in regards to delays, losses or theft.

Scenario 3: Rental Cars – Many travellers don’t realise that car hire insurance excesses can be covered under a domestic travel insurance policy. Many people end up purchasing an excess waiver from a rental car company, which is a daily fee on top of the daily car rental fee itself. By comparison, under a standard domestic travel insurance policy, travellers will be covered for the excess in case the vehicle becomes damaged or is stolen[4] for a one off cost of less than $40[5], pending their travel requirements.

“This holiday period we want travellers who are heading off on their summer holidays to travel with peace of mind, knowing that there is some support and a person they can talk to 24 hours a day if anything goes wrong,” concluded Mr Etkind.

The domestic policy from InsureandGo also assists travellers if they need to cut their trip short, require emergency expenses, personal accident and personal liability. They also cover up to the age of 100, for older travellers looking to explore Australia this holiday season.

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