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What Shouldn’t You Ever Leave Home Without?

December 14, 2015 Insurance No Comments Email Email

It would be a disaster to leave home on a holiday or the office on a business trip without your passport or ticket and while etickets have rather resolved the latter, leaving your passport behind remains a real disaster, but surprisingly, a very large number of people do just that!

In any case, what could be an even bigger disaster is leaving home or the office without travel insurance and again, even more surprisingly, a very large number of people also do just that and very often!

According to travel insurance specialist, David Ringsell of the reasons include that travel insurance sometimes simply falls of the agenda, especially now with so many bookings taking place on line, with travellers simply forgetting and only realising they are uninsured when one of the plethora of things that can happen overseas, actually do happen!

He added, “Another factor is that travellers very misguidedly often decide to take a risk, because it appears they think travel insurance is very expensive and an also very misguided, ‘it won’t happen to me’ philosophy.”

Ringsell said, “It is as if some travellers think they are simply immune from all those very unfortunate things that can affect every traveller, that falling and breaking a leg will not happen to them, they do not get ill, they will not be mugged, or their room broken into – these things do not happen to them and some even see travel insurance as a luxury!”

He added that some of the insurance companies do not make it any easier with comparing policies not a task for the faint hearted and with so many companies of varying quality now selling travel insurance, adding, “My tips include go with a very well-known and reputable company, buy the very best travel insurance you can afford and save money to do that, around 30% or more, by buying on line from a direct sell company such as, which only sells QBE policies, the result of many years of research and also experience by David Ringsell n selecting the very best policies in Australia.”

Ringsell went on to explain that travellers need to give considerable thought to issues like pre-existing conditions, the levels of medical cover they need as medical care in some countries is very expensive, the value of the clothes and other items they are taking with them, whether they are going to do anything hazardous or sporting that might not be covered, what happens if they have to cancel the trip, and more, with all those important answered by organisations like,

He added, most travellers also do not realise how easy it is to get into trouble, which is when a quality travel insurance company can step in and help, with in QBE’s case a 24/7 worldwide medical and emergency assistance team, QBE Assist, which includes a team of trained medical experts and insurance specialists, available at any time and from anywhere to assist travellers, with the Australia-based team coordinating medical evacuation when required and repatriation back home to Australia. They also provide emergency assistance to policyholders who become seriously injured or ill while travelling abroad or where an incident disrupts their travel plans working worldwide and in conjunction with numerous hospitals, healthcare groups and other service providers internationally.

With many thousands of uninsured Australians forced to seek emergency assistance every year from Australian High Commissions, Embassies and Consulates, overseas, who can only provide limited support, travelling with quality travel insurance is quite simply according to David Ringsell … a must.

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