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Brawls, burns and blocked toilets: the quirky accidents that could hit your holiday rental property this summer

January 16, 2018 Insurance No Comments Email Email

Toilet blockages, carpet burns and broken bed legs; these are just some of the accidents hitting holiday rental hosts according to new claims data released today by Australia’s largest general insurer, IAG.

With the peak summer holiday period now in full swing and many Australians staying in sharing economy properties around the country, new research by IAG has revealed that accidents and property damage is an increasingly common occurrence.

The survey of more than 1,000 Australians reveals that:

  • more than 1 in 6 (17%) have accidentally broken something or damaged their accommodation while on a holiday
  • 1 in 7 (14%) have been injured or seen a fellow guest injured, and
  • 1 in 5 (19%) have hosted a party or been to a party at a holiday rental property.

The research also found that young men (aged 18-34) are more likely to cause damage, injure themselves or host a party while on holiday in a holiday rental property. For example:

  • Men are more likely than women (24% vs 17%) to have accidentally broken something in an Airbnb
  • Men are more likely than women to have hosted or been to a party in an Airbnb and Stayz property (35% vs 19%), and
  • Men are also more likely to have injured themselves in an Airbnb than women (18% vs 13%).

To cater for the surge of Aussie homeowners renting their homes to short term guests, IAG developed a product called ShareCover to provide peace of mind for homeowners in the event their property is damaged or an accident occurs.

ShareCover spokesperson Mitchell Sweeney said the research findings show that people who rent their property out on Airbnb this summer need to understand the potential risks involved.

“Holiday rental sites such as Airbnb and Stayz have given people the freedom and opportunity to maximise the use of their assets and earn some extra cash,” said Sweeney.

“However, these opportunities don’t come without risk and it’s important that people protect themselves, and their most important assets, when they rent their home with holiday rental platforms.

“Our claims data highlights that the unexpected can happen from time to time. That’s why it’s important for people to understand that when you list your home with Airbnb or Stayz, your home and contents insurance, landlord insurance or the insurance offered by those, may not cover you for damage or liability caused by a paying guest.”

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